Please note this article contains general advice only and is not specific advice for any individual customer. Handy tip - assess the very Cheapest pleasure boat insurance broker parts of your boat and check not only that your policy provides cover for damage to those parts, but also what deductions may apply in the event of a claim Are any replacement costs issued on a new-for-old basis? They typically feature live wells, rod lockers, a bow front or transom aft trolling Cheapest pleasure boat insurance broker. From a small dinghy to a large super-yacht or a fast and furious Jet Ski, each vessel will attract a different level of risk, so just like car insurance - boats are usually categorised according to their vessel type. Deck Boats range in size from 16ft - 26ft.